Loan Against Property
Unlock Value From Your Property With Ease
Get maximum financial leverage against your residential, commercial, or industrial property. Benefit from attractive interest rates, lower EMIs, and hassle-free processing.
%*
Starting Interest Rate
Yrs
Max Tenure
₹Cr+
Max Loan Amount
Hrs
Approval Time
DSA Advantages
Loan Features & Benefits
Work with us to access customized features from India's leading banks under one roof.
Requirements
Who Can Apply?
As a DSA, we evaluate profiles across multiple banks. Even if one lender rejects you, we can align your profile to other matching institutions.
Indian citizen (salaried or self-employed) aged 21–65 years
Property must have a clear and marketable title deed
Minimum monthly net income ₹35,000
CIBIL score of 650 or above
Property approval check by technical and legal valuation teams
Valid KYC documents (PAN, Aadhaar) & income proofs
DSA Journey
Our Simple Process
1
Apply Online
Submit your details on our website or speak with our loan specialist.
2
Property Evaluation
Our banking partner conducts technical evaluation and legal title checks.
3
Document Submission
Provide your KYC documents, property papers, and income verification files.
4
Sanction & Disbursal
Receive the formal sanction letter and get the loan amount credited to your bank account.
FAQ
Frequently Asked Questions
Yes, you can get a loan against rented residential or commercial properties. Lenders will evaluate the rental income and lease agreements to estimate your repayment capacity.
A home loan is specifically used to buy or construct a new home. A loan against property (LAP) is a secured loan where you mortgage your existing property to raise funds for any personal or business use.
Absolutely! Self-employed business owners, manufacturers, doctors, and professionals are highly eligible for loan against property based on their business financials and ITRs.
You need to submit the registry chain, approved building plans, property tax receipts, and title deeds of the property you intend to mortgage.
The loan amount depends on two factors: (1) The technical market valuation of the property (up to 60-70%), and (2) Your verifiable monthly income and debt-to-income ratio.